51 products

4 insurance types

Checked September 2026

VGZ

VGZ is represented on Luntero with 51 products across 4 insurance types, each documented from the provider's own policy wording. Compare cover, price basis, eligibility and cancellation terms here, then confirm the current conditions with VGZ before you apply.

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Range at a glance

1 of 8 insurance families

Home and belongings: 0
Vehicles and mobility: 0
Travel: 0
Health and care: 5151
Legal and income: 0
Life and funeral: 0
Pets and animals: 0
Other cover: 0

Health and care51 products

What VGZ offers

VGZ is represented by several 2026 basic-policy models, including Basis Keuze, Ruime Keuze and Eigen Keuze, plus a large range of supplementary, dental, physiotherapy, overseas and collective products. The first comparison concerns contracted providers and reimbursement outside the network; package benefits come afterward. Use this profile to keep those layers separate, then verify authorizations, treatment limits, collective eligibility, premium and statutory or voluntary excess in VGZ’s current documents.

Basic health

3 products

Standalone policy

2026

Compare VGZ Basis Keuze in English: EUR 149.90 monthly at the standard excess, provider reimbursement, claims and switching rules.

2 conditional

€149.90/month

Standalone policy

2026

Compare VGZ Eigen Keuze in English: EUR 171.65 monthly at the standard excess, provider reimbursement, claims and switching rules.

2 conditional

€171.65/month

Standalone policy

2026

Compare VGZ Ruime Keuze in English: EUR 154.25 monthly at the standard excess, provider reimbursement, claims and switching rules.

2 conditional

€154.25/month

Supplementary health

32 products

Add-on

2026

Compare VGZ Aanvullend Best: EUR 47.60 a month in 2026, 20 physiotherapy sessions and a EUR 500 prevention budget.

31 conditional · 3 excluded

€47.60/month

Add-on

2026

Compare VGZ Aanvullend Beter: EUR 28.50 a month in 2026, 16 physiotherapy sessions and a EUR 400 prevention budget.

28 conditional · 3 excluded

€28.50/month

Add-on

2026

Compare VGZ Aanvullend Goed: EUR 11.50 a month in 2026, 9 physiotherapy sessions and a EUR 200 prevention budget.

14 conditional · 3 excluded

€11.50/month

Add-on

2026

Compare VGZ Aanvullend Instap: EUR 6.50 a month in 2026, 6 physiotherapy sessions and a EUR 75 prevention budget.

6 conditional · 2 excluded

€6.50/month

Add-on

2026

Explore VGZ Jeugdzorg Nederland supplementary benefits and the role of the responsible youth-care organisation in arranging insurance.

15 included

Personal quote

Add-on

2026

Understand VGZ Nidos supplementary cover: glasses, orthodontics, medical aids and claims, with enrolment managed by Stichting Nidos.

15 included

Personal quote

Dental

15 products

Add-on

2026

Review VGZ Tand Best: EUR 58.00 monthly in 2026, treatment reimbursement, accident cover, orthodontic limits and waiting periods.

5 conditional

€58/month

Add-on

2026

Review VGZ Tand Beter: EUR 28.85 monthly in 2026, treatment reimbursement, accident cover, orthodontic limits and waiting periods.

5 conditional

€28.85/month

Add-on

2026

Review VGZ Tand Goed: EUR 15.85 monthly in 2026, treatment reimbursement, accident cover.

3 conditional · 2 excluded

€15.85/month

Add-on

2026

Review VGZ Tand Instap: EUR 9.50 monthly in 2026, treatment reimbursement, accident cover.

2 conditional · 3 excluded

€9.50/month

Add-on

2026

Explore VGZ Tand Optimaal: a EUR 1,000 annual dental budget, 100% eligible reimbursement and the VGZ offer via Promovendum in 2026.

2 conditional · 2 excluded

€57.60/month

Add-on

2026

Explore VGZ Tand Primair: a EUR 250 annual dental budget, 100% eligible reimbursement and the VGZ offer via Promovendum in 2026.

2 conditional · 2 excluded

€19.25/month

International health

1 product

Standalone policy

Availability unconfirmed

2026

Understand VGZ Universeel compleet: private health benefits, dental and therapy allowances, country surcharges and eligibility outside ordinary Dutch basic insurance.

34 included

Personal quote

At a glance

Products documented: 51
Insurance types: 4
Standalone policies: 4
Add-ons and modules: 47
Policy languages: NL
How you apply: Website

Visit website

Product details for VGZ were last checked by Luntero in September 2026. Premiums, conditions and availability change, so confirm the current policy terms on the provider's own website before you apply.

Official VGZ links

Website

Luntero is not the insurer, broker or adviser. Quotes, applications and claims run through the provider.

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90
products: 24
insurance types

Home and belongings: 99
Vehicles and mobility: 3434
Travel: 44
Health and care: 3737
Legal and income: 33
Life and funeral: 22
Pets and animals: 11
Other cover: 0

7 families covered · Health and care, Vehicles and mobility, Home and belongings

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VvAA

VvAA Schadeverzekeringen N.V.

34
products: 23
insurance types

Home and belongings: 44
Vehicles and mobility: 99
Travel: 33
Health and care: 1212
Legal and income: 33
Life and funeral: 11
Pets and animals: 0
Other cover: 22

7 families covered · Health and care, Vehicles and mobility, Home and belongings

Checked Sep 2026View provider

ONVZ

ONVZ Ziektekostenverzekeraar N.V.

23
products: 4
insurance types

Home and belongings: 0
Vehicles and mobility: 0
Travel: 0
Health and care: 2323
Legal and income: 0
Life and funeral: 0
Pets and animals: 0
Other cover: 0

1 family covered · Health and care

Checked Sep 2026View provider

Univé

Insurance provider

145
products: 26
insurance types

Home and belongings: 1313
Vehicles and mobility: 6060
Travel: 1212
Health and care: 3535
Legal and income: 1616
Life and funeral: 0
Pets and animals: 88
Other cover: 11

7 families covered · Vehicles and mobility, Health and care, Legal and income

Checked Sep 2026View provider

Compare VGZ provider access before selecting extra benefits

Review contracted-care access and non-contracted reimbursement across the basic policies, then inspect only relevant extras. Confirm authorizations, benefit ceilings, collective terms, premium and excess.

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Browse by type

Liability, contents, health, travel, vehicles and more, grouped into families with live product counts.

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Decode the Dutch terms

Eigen risico, inboedel, aansprakelijkheid and the other words that decide what a policy pays. The glossary explains them next to the Dutch original.

Open the glossary

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