94 products
18 insurance types
Checked September 2026

OHRA

OHRA is represented on Luntero with 94 products across 18 insurance types, each documented from the provider's own policy wording. Compare cover, price basis, eligibility and cancellation terms here, then confirm the current conditions with OHRA before you apply.

Range at a glance

6 of 8 insurance families

  • Home and belongings: 1010
  • Vehicles and mobility: 2929
  • Travel: 1414
  • Health and care: 2121
  • Legal and income: 66
  • Life and funeral: 0
  • Pets and animals: 1414
  • Other cover: 0
  • Vehicles and mobility29 products
  • Health and care21 products
  • Travel14 products
  • Pets and animals14 products

What OHRA offers

OHRA is represented across basic and supplementary health, dental care, buildings, contents, liability, cars, motorcycles, caravans, travel, legal expenses, accidents, valuables and pets. Health packages include several benefit levels and carried-over physiotherapy variants, while non-health products use their own cover tiers and additions. Use this profile to keep policy families separate, then verify provider access, benefit year, excess, insured events, optional modules, limits and exclusions.

Personal liability

2 products
Standalone policy

Private liability cover with a choice of €1.25 million or €2.5 million per event and no standard excess.

8 conditional · 1 excluded

Personal quote
Add-on
Availability unconfirmed

An optional hunting-firearm liability provision described in OHRA’s personal liability policy.

1 conditional

Personal quote

Contents

4 products
Standalone policy

Contents cover including eligible accidental damage caused by you or your household.

4 conditional

Personal quote
Standalone policy

Contents cover for specified events such as fire, theft, storm and water damage.

3 conditional · 1 excluded

Personal quote
Add-on

Glas: Optional cover for breakage of daylight-transmitting glazing.

1 conditional

Personal quote
Add-on

Optional damage, theft and loss protection for qualifying personal belongings away from home.

1 conditional

Personal quote

Buildings

2 products
Standalone policy

Buildings cover with eligible accidental damage and included glass protection.

8 conditional

Personal quote
Standalone policy

Buildings cover for specified events, with glass available as an extra selection.

6 conditional · 1 optional · 1 excluded

Personal quote

Valuables

1 product
Add-on
Closed to new customers

Closed to new policies; existing customers can still add objects while their insurance continues.

2 conditional · 1 excluded

Personal quote

Glass

1 product
Add-on

Glas: Optional cover for breakage of daylight-transmitting glazing.

1 conditional

Personal quote

Car

9 products
Standalone policy

For borrowed cars already insured All Risk. Covers qualifying owner excess and no-claim consequences; the owner’s existing insurance handles vehicle damage.

1 conditional · 1 excluded

Personal quote
Standalone policy

For borrowed cars with WA or WA Plus. Adds qualifying damage to the borrowed car as well as protection for the owner’s excess and no-claim consequences.

4 conditional

Personal quote
Standalone policy

Autoverzekering All Risk: Adds qualifying collision and vandalism damage to liability and the WA Plus protections, including accidents you cause.

2 conditional

Personal quote
Standalone policy

Autoverzekering WA: Third-party liability only; damage to your own car is excluded.

1 conditional · 1 excluded

Personal quote
Standalone policy

Liability plus specified fire, natural-event, theft and glass cover. Ordinary collision and vandalism damage are excluded.

2 conditional

Personal quote
Standalone policy
Discontinued

Kilometerverzekering All Risk: Adds qualifying collision and vandalism damage to liability and the WA Plus protections, including accidents you cause.

2 conditional

Personal quote

Motorcycle

5 products
Standalone policy

Liability and WA Plus protections, with qualifying collision damage and foreign breakdown assistance.

4 conditional

Personal quote
Standalone policy

Liability protection for insured damage caused to others; your own motorcycle is not covered.

1 conditional · 1 excluded

Personal quote
Standalone policy

Liability plus specified fire, natural-event and theft protection for the motorcycle.

4 conditional

Personal quote
Add-on

Accessoires Pakket 1: Optional protection for qualifying motorcycle accessories, with a separate electronics theft sublimit.

1 conditional

Personal quote
Add-on

Accessoires Pakket 2: Optional protection for qualifying motorcycle accessories, with a separate electronics theft sublimit.

1 conditional

Personal quote

Caravan

4 products
Standalone policy

Cover for recreational caravans and folding campers, including attached accessories. Optional equipment cover lets you include household contents and an awning.

1 included · 2 conditional

Personal quote
Add-on

An attachable awning, tent canopy or toilet tent that forms a unit with the caravan.

1 conditional

Personal quote
Add-on

Household equipment kept in the caravan, awning or extension. Personal travel baggage is not the same category.

1 conditional

Personal quote
Add-on

An extension specifically included on the policy schedule.

1 conditional

Personal quote

Breakdown assistance

4 products
Add-on
Closed to new customers

Assistance when a mechanical or electronic fault immobilises the insured car in the Netherlands.

1 conditional

Personal quote
Add-on

Optional roadside assistance throughout the Netherlands, including your home address.

1 conditional

Personal quote
Add-on

Kortlopende Reisverzekering – Hulpverlening Motorrijtuig: Assistance for qualifying vehicle incidents, with additional breakdown support on foreign trips.

3 conditional

Personal quote
Add-on

Doorlopende Reisverzekering – Hulpverlening Motorrijtuig: Assistance for qualifying vehicle incidents, with additional breakdown support on foreign trips.

3 conditional

Personal quote

Vehicle occupants

7 products
Add-on

Ongevallen Inzittenden: A scheduled lump sum for death or permanent impairment following a qualifying car accident.

1 conditional

Personal quote
Add-on

Schade Inzittenden: Actual-loss protection for insured occupants after a qualifying accident.

2 conditional

Personal quote
Add-on
Closed to new customers

Ongevallen Inzittenden: A scheduled lump sum for death or permanent impairment following a qualifying car accident.

1 conditional

Personal quote
Add-on
Closed to new customers

Schade Inzittenden: Actual-loss protection for insured occupants after a qualifying accident.

2 conditional

Personal quote
Add-on

Ongevallen Opzittenden Dekking 1: Optional fixed-benefit protection for the rider and insured pillion passenger after a qualifying accident.

1 conditional

Personal quote
Add-on

Ongevallen Opzittenden Dekking 2: Optional fixed-benefit protection for the rider and insured pillion passenger after a qualifying accident.

1 conditional

Personal quote

Travel

12 products
Standalone policy

Annual leisure-trip protection with Basis baggage limits, personal assistance and qualifying damage to holiday accommodation.

3 conditional · 1 excluded

Personal quote
Standalone policy

Annual leisure-trip protection with Plus baggage limits, personal assistance and qualifying damage to holiday accommodation.

4 conditional

Personal quote
Standalone policy

Annual leisure-trip protection with Top baggage limits, personal assistance and qualifying damage to holiday accommodation.

4 conditional

Personal quote
Standalone policy

One-trip insurance with Basis baggage cover and personal assistance.

3 conditional

Personal quote
Standalone policy

One-trip insurance with Plus baggage cover and personal assistance.

3 conditional

Personal quote
Standalone policy

One-trip insurance with Top baggage cover and personal assistance.

3 conditional

Personal quote

Travel cancellation

2 products
Standalone policy

Cover for specified cancellation and interruption events, based on the trip sum you insure.

3 conditional

Personal quote
Add-on

Reimbursement for specified cancellation, interruption and delay events, up to €1,500 per person per trip.

1 conditional

Personal quote

Basic health

1 product
Standalone policy
2026

Compare OHRA’s combination policy, adult deductible and reduced reimbursement for non-contracted mental healthcare and district nursing.

6 conditional

Personal quote

Supplementary health

11 products
Add-on
2026

Compare OHRA Aanvullend Fysio Meenemen, including the underlying care package and carryover of up to 9 unused treatments.

18 conditional · 1 excluded

Personal quote
Add-on
2026

Explore OHRA Aanvullend alongside the basic health policy, with its own care allowances and limitations.

17 conditional · 1 excluded

Personal quote
Add-on
2026

Compare OHRA Compact Fysio Meenemen, including the underlying care package and carryover of up to 6 unused treatments.

6 conditional · 2 excluded

Personal quote
Add-on
2026

Explore OHRA Compact alongside the basic health policy, with its own care allowances and limitations.

7 conditional · 2 excluded

Personal quote
Add-on
2026

Compare OHRA Extra Aanvullend Fysio Meenemen, including the underlying care package and carryover of up to 9 unused treatments.

25 conditional

Personal quote
Add-on
2026

Explore OHRA Extra Aanvullend alongside the basic health policy, with its own care allowances and limitations.

24 conditional

Personal quote

Dental

3 products
Add-on
2026

Compare the €325 annual dental allowance, 75% reimbursement and separate accident-restoration benefit before adding this OHRA dental plan.

2 conditional · 1 excluded

Personal quote
Add-on
2026

Compare the €500 annual dental allowance, 75% reimbursement and separate accident-restoration benefit before adding this OHRA dental plan.

2 conditional · 1 excluded

Personal quote
Add-on
2026

Compare the €250 annual dental allowance, 75% reimbursement and separate accident-restoration benefit before adding this OHRA dental plan.

2 conditional · 1 excluded

Personal quote

Personal accident

6 products
Standalone policy

Accident cover with a €25,000 permanent-impairment maximum and €5,000 accidental-death benefit.

3 conditional · 1 excluded

Personal quote
Standalone policy

Accident cover with a €50,000 permanent-impairment maximum and €7,500 accidental-death benefit.

4 conditional

Personal quote
Standalone policy

Accident cover with a €75,000 permanent-impairment maximum and €10,000 accidental-death benefit.

4 conditional

Personal quote
Add-on
Closed to new customers

A closed accident-policy benefit that pays the daily amount stated on an existing schedule.

1 conditional

Personal quote
Add-on

Kortlopende Reisverzekering – Ongevallen: A fixed benefit for death or permanent impairment following an insured travel accident.

2 conditional

Personal quote
Add-on

Doorlopende Reisverzekering – Ongevallen: A fixed benefit for death or permanent impairment following an insured travel accident.

2 conditional

Personal quote

Pet

14 products
Standalone policy

Kattenverzekering – Basis: Basis veterinary cover with a €2,000 annual ceiling.

2 conditional

Personal quote
Standalone policy

Kattenverzekering – Plus: Plus veterinary cover with a €5,000 annual ceiling.

2 conditional

Personal quote
Standalone policy

Kattenverzekering – Top: Top veterinary cover with a €10,000 annual ceiling.

2 included · 2 conditional

Personal quote
Standalone policy

Hondenverzekering – Basis: Basis veterinary cover with a €2,000 annual ceiling.

2 conditional

Personal quote
Standalone policy

Hondenverzekering – Plus: Plus veterinary cover with a €5,000 annual ceiling.

2 conditional

Personal quote
Standalone policy

Hondenverzekering – Top: Top veterinary cover with a €10,000 annual ceiling.

2 included · 2 conditional

Personal quote

At a glance

Products documented
94
Insurance types
18
Standalone policies
36
Add-ons and modules
58
Policy languages
NL
How you apply
Website, App
Visit website

Product details for OHRA were last checked by Luntero in September 2026. Premiums, conditions and availability change, so confirm the current policy terms on the provider's own website before you apply.

Official OHRA links

Luntero is not the insurer, broker or adviser. Quotes, applications and claims run through the provider.

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insurance types
  • Home and belongings: 13
  • Vehicles and mobility: 60
  • Travel: 12
  • Health and care: 35
  • Legal and income: 16
  • Life and funeral: 0
  • Pets and animals: 8
  • Other cover: 1

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  • Home and belongings: 6
  • Vehicles and mobility: 37
  • Travel: 12
  • Health and care: 13
  • Legal and income: 11
  • Life and funeral: 2
  • Pets and animals: 0
  • Other cover: 0

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insurance types
  • Home and belongings: 9
  • Vehicles and mobility: 34
  • Travel: 4
  • Health and care: 37
  • Legal and income: 3
  • Life and funeral: 2
  • Pets and animals: 1
  • Other cover: 0

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products
18
insurance types
  • Home and belongings: 7
  • Vehicles and mobility: 19
  • Travel: 9
  • Health and care: 21
  • Legal and income: 7
  • Life and funeral: 3
  • Pets and animals: 0
  • Other cover: 0

6 families covered · Health and care, Vehicles and mobility, Travel

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Select the OHRA policy family before comparing

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