23 products

4 insurance types

Checked September 2026

ONVZ

ONVZ Ziektekostenverzekeraar N.V.

ONVZ is represented on Luntero with 23 products across 4 insurance types, each documented from the provider's own policy wording. Compare cover, price basis, eligibility and cancellation terms here, then confirm the current conditions with ONVZ before you apply.

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Range at a glance

1 of 8 insurance families

Home and belongings: 0
Vehicles and mobility: 0
Travel: 0
Health and care: 2323
Legal and income: 0
Life and funeral: 0
Pets and animals: 0
Other cover: 0

Health and care23 products

What ONVZ offers

ONVZ is represented by Vrije Keuze and Bewuste Keuze basic-policy families, accompanied by supplementary packages, dental cover and an international health route. Product names emphasize choice, but the decisive details are provider contracting and reimbursement for care outside the network. Use this profile to compare the basic models before extras, then verify referral and authorization rules, reimbursement percentages, annual limits, medical acceptance, premium and statutory or voluntary excess for 2026.

Basic health

2 products

Standalone policy

2026

A Dutch natura health policy costing €156.10 a month at the standard deductible in 2026. Compare treatment-specific non-contracted limits before choosing a provider.

7 conditional · 2 excluded

€156.10/month

Standalone policy

2026

A Dutch combination health policy with broad healthcare choice and treatment-specific limits for selected non-contracted care. The standard 2026 adult premium is €166.10 a month.

6 conditional · 1 excluded

€166.10/month

Supplementary health

14 products

Add-on

2026

An optional module for Start or Extra, paying up to €25 per day and €100 per year for eligible alternative treatment, with specific practitioner requirements.

2 conditional · 2 excluded

€3.92/month

Add-on

2026

The broader Bewuste Keuze supplement combines six physiotherapy treatments or online courses, accident dental cover, contraception, maternity-care contributions and emergency medical cover abroad.

12 conditional · 3 excluded

€10.65/month

Add-on

2026

An optional Bewuste Keuze module that increases the ordinary annual physiotherapy allowance by three treatments or complete online courses.

2 conditional · 1 excluded

€3.92/month

Add-on

2026

An optional health supplement for urgent foreign treatment costs above the Dutch allowance and medically necessary repatriation. Available with Bewuste Keuze basic cover.

4 conditional · 2 excluded

€2.96/month

Add-on

2026

A compact Bewuste Keuze supplement with three physiotherapy treatments or online courses, separate accident benefits, Headspace and a limited contraception allowance.

6 conditional · 3 excluded

€3.76/month

Add-on

2026

Benfit combines 16 eligible physiotherapy sessions with maternity support, limited glasses reimbursement, extra dietitian care and a broad set of smaller supplementary benefits.

25 conditional

€24.46/month

Dental

5 products

Add-on

2026

Adult dental cover alongside Bewuste Keuze basic insurance, combining a limited ordinary dental allowance with separate protection for qualifying accident damage.

4 conditional · 3 excluded

€13.44/month

Add-on

2026

Adult Vrije Keuze dental insurance with up to €200 for eligible ordinary care, including €75 preventive care, plus separate qualifying accident protection.

4 conditional · 2 excluded

€14.95/month

Add-on

2026

Adult Vrije Keuze dental insurance with up to €500 for eligible ordinary care, including €150 preventive care, plus separate qualifying accident protection.

4 conditional · 2 excluded

€35.75/month

Add-on

2026

Adult Vrije Keuze dental insurance with up to €1,250 for eligible ordinary care, including €250 preventive care, plus separate qualifying accident protection.

4 conditional · 2 excluded

€49.46/month

Add-on

Closed to new customers

2026

Closed to new selection since 2025. The retained plan covers specified preventive codes without an annual monetary cap, with separate restricted budgets for other dentistry and accident repair.

4 conditional · 2 excluded

€38.44/month

International health

2 products

Standalone policy

2026

Private health insurance for eligible Netherlands residents without Dutch basic-insurance entitlement. Covers defined GP, hospital and mental-health care, with important exclusions for therapies, dentistry and postnatal maternity care.

15 conditional · 16 excluded

€165/month

Standalone policy

2026

Private health insurance for eligible Netherlands residents without Dutch basic-insurance entitlement. Premium adds a shared €2,000 therapy budget, €300 dentistry and postnatal maternity care, subject to acceptance and benefit rules.

29 conditional · 2 excluded

€255/month

At a glance

Products documented: 23
Insurance types: 4
Standalone policies: 4
Add-ons and modules: 19
Policy languages: NL
How you apply: Website, Adviser, Phone

Visit website

Product details for ONVZ were last checked by Luntero in September 2026. Premiums, conditions and availability change, so confirm the current policy terms on the provider's own website before you apply.

Official ONVZ links

Luntero is not the insurer, broker or adviser. Quotes, applications and claims run through the provider.

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ASR Nederland N.V.

90
products: 24
insurance types

Home and belongings: 99
Vehicles and mobility: 3434
Travel: 44
Health and care: 3737
Legal and income: 33
Life and funeral: 22
Pets and animals: 11
Other cover: 0

7 families covered · Health and care, Vehicles and mobility, Home and belongings

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VGZ

Insurance provider

51
products: 4
insurance types

Home and belongings: 0
Vehicles and mobility: 0
Travel: 0
Health and care: 5151
Legal and income: 0
Life and funeral: 0
Pets and animals: 0
Other cover: 0

1 family covered · Health and care

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VvAA

VvAA Schadeverzekeringen N.V.

34
products: 23
insurance types

Home and belongings: 44
Vehicles and mobility: 99
Travel: 33
Health and care: 1212
Legal and income: 33
Life and funeral: 11
Pets and animals: 0
Other cover: 22

7 families covered · Health and care, Vehicles and mobility, Home and belongings

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Univé

Insurance provider

145
products: 26
insurance types

Home and belongings: 1313
Vehicles and mobility: 6060
Travel: 1212
Health and care: 3535
Legal and income: 1616
Life and funeral: 0
Pets and animals: 88
Other cover: 11

7 families covered · Vehicles and mobility, Health and care, Legal and income

Checked Sep 2026View provider

Compare ONVZ provider reimbursement first

Check contracted-care access and the payment for non-contracted providers under each basic policy, then inspect relevant extras. Verify authorizations, benefit limits, premium, excess and acceptance for 2026.

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Browse by type

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Decode the Dutch terms

Eigen risico, inboedel, aansprakelijkheid and the other words that decide what a policy pays. The glossary explains them next to the Dutch original.

Open the glossary

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