46 products

18 insurance types

Checked September 2026

OVM

OVM Onderlinge Verzekeringen U.A.

OVM is represented on Luntero with 46 products across 18 insurance types, each documented from the provider's own policy wording. Compare cover, price basis, eligibility and cancellation terms here, then confirm the current conditions with OVM before you apply.

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Range at a glance

5 of 8 insurance families

Home and belongings: 66
Vehicles and mobility: 2727
Travel: 55
Health and care: 55
Legal and income: 33
Life and funeral: 0
Pets and animals: 0
Other cover: 0

Vehicles and mobility27 products
Home and belongings6 products
Travel5 products
Health and care5 products

What OVM offers

OVM is represented across buildings, contents, liability, cars, motorcycles, mopeds, bicycles, campers, caravans, classic vehicles, travel, legal expenses, accidents and valuables. The inventory includes core contracts as well as additions such as purchase-value, new-value, no-claim and occupant protection. Use this profile to trace each extension to the correct base policy, then verify mutual access, advice, underwriting partner, insured events, valuation, excess, limits and exclusions.

Personal liability

1 product

Standalone policy

Private liability cover for accidental damage or injury caused to another person by the insured household, home or pet.

5 included

Personal quote

2 products

Standalone policy

Contents cover for named events affecting belongings in the home, garden or balcony.

4 included

Personal quote

Standalone policy

Broader contents cover adding most other sudden and unexpected household accidents.

5 included

Personal quote

Buildings

2 products

Standalone policy

Buildings cover for named events, fixed parts, glass, garden restoration and necessary additional costs.

4 included

Personal quote

Standalone policy

Broader buildings cover adding most other sudden and unexpected accidental damage.

5 included

Personal quote

Valuables

1 product

Standalone policy

Worldwide cover for scheduled valuables against eligible damage, theft, loss or destruction outside the home.

3 included

Personal quote

Car

7 products

Standalone policy

Liability cover for damage caused to others with the insured autoverzekering.

3 included

Personal quote

Standalone policy

Liability plus named-event own-autoverzekering cover for fire, theft, weather, animal collision and glass.

8 included

Personal quote

Standalone policy

The broad OVM autoverzekering tier, adding collision, skidding, overturning and other listed own-vehicle damage.

9 included

Personal quote

Add-on

Optional settlement using eligible purchase value after total loss or theft.

1 included

Personal quote

Add-on

Optional settlement using the eligible comparable-new-car value after total loss or theft.

1 included

Personal quote

Add-on

Protection of the earned premium discount after an eligible at-fault claim; the claim-free-year effect still needs checking.

1 included

Personal quote

Motorcycle

3 products

Standalone policy

Liability cover for damage caused to others with the insured motorverzekering.

3 included

Personal quote

Standalone policy

Liability plus named-event own-motorverzekering cover for fire, theft, weather, animal collision and glass.

8 included

Personal quote

Standalone policy

The broad OVM motorverzekering tier, adding collision, skidding, overturning and other listed own-vehicle damage.

9 included

Personal quote

Moped and scooter

3 products

Standalone policy

Liability cover for damage caused to others with the insured bromfietsverzekering.

3 included

Personal quote

Standalone policy

Liability plus named-event own-bromfietsverzekering cover for fire, theft, weather, animal collision and glass.

8 included

Personal quote

Standalone policy

The broad OVM bromfietsverzekering tier, adding collision, skidding, overturning and other listed own-vehicle damage.

9 included

Personal quote

Bicycle

1 product

Standalone policy

Theft and accidental-damage cover for an ordinary or electric bicycle, with optional accessory, accident and legal extensions.

4 included

Personal quote

Classic vehicle

3 products

Standalone policy

Liability cover for damage caused to others with the insured oldtimerverzekering.

3 included

Personal quote

Standalone policy

Liability plus named-event own-oldtimerverzekering cover for fire, theft, weather, animal collision and glass.

8 included

Personal quote

Standalone policy

The broad OVM oldtimerverzekering tier, adding collision, skidding, overturning and other listed own-vehicle damage.

9 included

Personal quote

Caravan

3 products

Standalone policy

Broader OVM caravan tier for the same insured object and events, subject to the Plus wording and selected sums.

6 included

Personal quote

Standalone policy

Core caravan, static-caravan or folding-trailer cover for damage, theft, loss, lending and transport.

5 included

Personal quote

Add-on

Extension of the eligible caravan new-value settlement period to five years.

1 included

Personal quote

Camper

3 products

Standalone policy

Liability cover for damage caused to others with the insured kampeerautoverzekering.

3 included

Personal quote

Standalone policy

Liability plus named-event own-kampeerautoverzekering cover for fire, theft, weather, animal collision and glass.

8 included

Personal quote

Standalone policy

The broad OVM kampeerautoverzekering tier, adding collision, skidding, overturning and other listed own-vehicle damage.

9 included

Personal quote

Breakdown assistance

1 product

Add-on

Assistance after vehicle breakdown or damage, including eligible repatriation, extra stay or replacement transport.

4 included

Personal quote

Vehicle occupants

3 products

Standalone policy

Actual-loss traffic accident cover for eligible injury, belongings, income loss and funeral costs across several transport roles.

7 included

Personal quote

Add-on

Actual-loss injury and property cover for the driver and passengers after an insured accident.

2 included

Personal quote

Add-on

Actual-loss injury and property cover for classic-car occupants after an insured accident.

2 included

Personal quote

Travel

4 products

Standalone policy

Annual travel assistance and baggage cover with OVM’s higher Plus baggage and equipment sublimits.

5 included

Personal quote

Standalone policy

Annual travel assistance and baggage cover for repeated trips, with OVM’s lower Standard sublimits.

4 included

Personal quote

Add-on

Travel-style cover for qualifying domestic holidays in a holiday home, static caravan or boat.

1 included

Personal quote

Add-on

Damage, theft or loss cover for eligible sports equipment taken on a trip.

1 included

Personal quote

Travel cancellation

1 product

Add-on

Cancellation, curtailment and eligible unused-holiday-day costs after an insured event.

3 included

Personal quote

Supplementary health

1 product

Add-on

Eligible overseas medical and dental costs supplementary to Dutch health insurance.

2 included

Personal quote

Personal accident

4 products

Standalone policy

Higher fixed permanent-disability benefit with the same advertised death amount.

3 included

Personal quote

Standalone policy

Fixed accident benefits up to the Standard insured amounts.

3 included

Personal quote

Add-on

Extension for specified medical treatment, transport, aids, prostheses, home adaptations and personal property after an insured accident.

5 included

Personal quote

Add-on

Fixed benefits after accidental death or permanent disability during an insured trip.

2 included

Personal quote

Legal expenses

3 products

Standalone policy

ARAG legal assistance with conditional external specialist, mediation and court-cost reimbursement.

4 included

Personal quote

Add-on

Legal help to recover insured traffic damage caused by another party.

1 included

Personal quote

Add-on

Legal help to recover eligible classic-vehicle damage from another party.

1 included

Personal quote

At a glance

Products documented: 46
Insurance types: 18
Standalone policies: 30
Add-ons and modules: 16

Visit website

Product details for OVM were last checked by Luntero in September 2026. Premiums, conditions and availability change, so confirm the current policy terms on the provider's own website before you apply.

Official OVM links

Luntero is not the insurer, broker or adviser. Quotes, applications and claims run through the provider.

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Life and funeral: 0
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Life and funeral: 0
Pets and animals: 0
Other cover: 33

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Trace every OVM extension back to its underlying policy

Choose the insured risk and base cover before considering value guarantees or assistance. Confirm mutual and adviser access, underwriting, dependencies, valuation, excess, security, limits and exclusions.

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Browse by type

Liability, contents, health, travel, vehicles and more, grouped into families with live product counts.

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Decode the Dutch terms

Eigen risico, inboedel, aansprakelijkheid and the other words that decide what a policy pays. The glossary explains them next to the Dutch original.

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