Dutch Existing Home Prices Rise 5.4% in February 2026

Dutch Existing Home Prices Rise 5.4% in February 2026

The Dutch housing market continued its steady climb in February 2026, with existing owner-occupied home prices up 5.4% compared to the same month last year. According to data from Statistics Netherlands (CBS) and the Land Registry (Kadaster), buyers paid an average of €487,768 for a pre-owned home—slightly higher than January’s average of €487,254.

Historical Context and Recent Trends

Home prices in the Netherlands peaked in July 2022, driven by record-low mortgage rates and pent-up demand during the pandemic. After a modest downturn through June 2023, prices have rebounded consistently:

• July 2022: Peak average price.
• June 2023: Bottoming out of prices.
• July 2023–February 2026: Twelve consecutive months of price increases.

This sustained rise reflects both continued demand for owner-occupied housing and limited supply growth. Yet, the pace of increases is moderating.

Key Drivers of Price Movements

Rental Sell-Offs and Regulatory Pressure

New regulations on the private rental sector have prompted investors to convert or sell former rental units into owner-occupied housing. This “rental sell-off” wave has expanded the supply of apartments in particular, exerting downward pressure on average prices. The Dutch Association of Real Estate Agents (NVM) forecasts that this wave will taper off after July 1, 2026, once landlords adjust to stricter energy-efficiency and tenant-protection rules.

Mortgage Rates and Affordability

While mortgage rates remain historically low compared to the past decade, minor rate increases in late 2025 began to test buyer budgets. Prospective homeowners are more cautious, balancing the desire for homeownership with rising monthly costs. This cautious sentiment helps explain why price growth has settled near the 5% mark, rather than surging further.

Government Measures and Subsidies

The Dutch cabinet has introduced measures to support first-time buyers, including expanded eligibility for “huurtoeslag” (rental allowance) applicants transitioning into homeownership. At the same time, initiatives to boost social housing through woningcorporaties (municipal housing associations) aim to relieve overall market shortages.

Transaction Volumes on the Rise

February 2026 saw nearly 18,000 existing homes change hands—over an 8% increase from February 2025. Across January and February, sales are up more than 7% year-on-year. Higher transaction volumes signal buyer confidence and a market that, while competitive, still offers opportunities:

Source: Kadaster (Land Registry)

Regional Variations

Though national figures show a uniform 5.4% rise, regional markets differ:

• Randstad cities (Amsterdam, Rotterdam, The Hague, Utrecht): Continued strong demand keeps prices above the national average.
• Peripheral provinces (Groningen, Friesland, Drenthe): Slower increases, as affordability constraints limit buyer pools.
• Southern provinces (North Brabant, Limburg): Moderate growth, supported by improving local economies and infrastructure investments.

Understanding these nuances can help buyers target areas that suit their budget and lifestyle.

Outlook for the Rest of 2026

Market experts predict price growth of around 4–6% through year-end, influenced by:

• Supply of former rental units tapering off after mid-year.
• Potential mortgage rate shifts in response to European Central Bank decisions.
• Continued policy support for first-time buyers and social housing projects.

Buyers and investors should monitor interest-rate announcements and regulatory changes, as small shifts can impact both borrowing costs and market sentiment.

Tips for Buyers and Investors

1. Get mortgage pre-approval to strengthen your position in a competitive market.
2. Work with local experts who understand regional differences and zoning rules.
3. Consider energy efficiency—homes with better EPC ratings (Energy Performance Certificates) can yield long-term savings.
4. Stay informed about subsidies for homebuyers, including tax rebates and allowances.

Being prepared and well-informed is key to navigating today’s dynamic housing market.

Ready to explore rental alternatives or secure your next home? Visit Luntero for the easiest way to find and compare rental listings across the Netherlands.