LUNTERO
Find your way home in the Netherlands with 20,000+ rental listings at your fingertips!
© 2025 Luntero. All rights reserved.
LUNTERO
Find your way home in the Netherlands with 20,000+ rental listings at your fingertips!
© 2025 Luntero. All rights reserved.
Luntero
A financial background check that focuses on negative debt history rather than a single 'credit score' as used in other countries.
Application Process
A short-stay visa that allows travel within the Schengen Area for up to 90 days, which is entirely unsuitable for long-term renting.
A citizen of a European Union member state, who enjoys the right to freedom of movement and work within the Netherlands.
An internationally recognized form of certification that validates the authenticity of a public document for use in another country.
A legally valid translation of an official document performed by a translator who has been officially sworn in by a Dutch court.
The process of converting official documents from a foreign language into Dutch or English to make them understandable and acceptable for official procedures.
A person's record of managing debt and credit in a country other than the Netherlands, which is often difficult or impossible to verify for landlords.
Luntero consolidates rental apartments, rooms, studios, and houses from the leading Dutch real estate platforms (including Funda, Pararius) into a single, constantly updated database. Easily filter by price, number of bedrooms, pet policy, specific neighborhoods, and more to find your dream home in the Netherlands much faster.
Comprehensive Dutch Rental Listings
Discover every available rental property from Funda, Pararius, Kamernet, and more. Stop switching between multiple sites – no more missing out on hidden gems in the Dutch housing market.
Intuitive User-Friendly Interface
Navigate our clean and straightforward design effortlessly on both desktop and mobile devices for a seamless apartment, house, or room hunting experience in the Netherlands.
Multilingual Support for Expats & Locals
Browse rental listings in English, Dutch, Spanish, French, German, and more. Luntero ensures you can find your next home in the Netherlands in the language you're most comfortable with.
Real-Time Listing & Price Updates
Get instant notifications for new rental listings and price changes. Stay ahead of the competition in the dynamic Dutch rental market and secure your ideal home.
For anyone familiar with the rental or credit systems in countries like the US, UK, or Canada, the concept of a single, all-important 'credit score' is central. It's a number that supposedly sums up your financial trustworthiness. It is crucial to understand that this system does not exist in the Netherlands. There is no Dutch equivalent of a FICO, Experian, or TransUnion score that you need to meet. Landlords and agencies will not ask you for a 'credit score threshold' because it is not a metric they use.
The Dutch approach to financial vetting is different. Instead of looking for a positive score you have built up over time, the system primarily looks for negative records. The main institution for this is the Bureau Krediet Registratie (BKR). The BKR maintains a register of most loans and debts in the Netherlands, such as mortgages, personal loans, and credit card debt. A BKR check (BKR-toets) will not produce a score. It will simply show if you have any registered debts and, most importantly, if you have had any payment problems (negatieve registratie), such as defaulting on a loan.
Since there's no credit score, landlords focus their financial background check on two other pillars: income stability and debt history.
So, while you don't need to worry about building a 'credit score' in the Netherlands, you do need to be diligent about managing any debts you have. For most applicants, however, the primary focus should be on preparing immaculate documentation to prove your income and employment status.