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LUNTERO
Find your way home in the Netherlands with 20,000+ rental listings at your fingertips!
© 2025 Luntero. All rights reserved.
Luntero
Amsterdam Population Growth Slows as Wealth Gap Widens in Housing Market
Amsterdam’s population growth is slowing due to reduced migration, while soaring home prices deepen the divide between tenants and homeowners.
NL Rental News
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ABN Amro now expects Dutch home prices to climb 8.7% in 2025 due to rising wages, with growth slowing to 3% in 2026 amid supply constraints. Sales volumes will stabilize as investor sell-offs taper off.
Amsterdam’s record population growth is decelerating, driven by fewer newcomers and rising emigration, while the gap between homeowners and tenants deepens due to surging property prices.
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Understand Dutch rental terms before you sign the lease.
Renting in the Netherlands comes with unique rules, legal phrases, and housing abbreviations that can be tricky. The Luntero Rental Glossary is your guide to every rental term — from tenancy agreements, deposits, and agency fees to utility charges, rent control, and tenant rights. Whether you’re new to renting, moving as an expat, or just want to avoid hidden costs, our glossary helps you rent smarter, negotiate better, and protect yourself from mistakes.
Over the past two decades, Amsterdam’s population has surged by 28%, outpacing national growth and reinforcing its position as the Netherlands’ cultural and economic hub. However, recent data from the State of the City of Amsterdam 2024–2025 report by O&S Amsterdam reveals a notable slowdown in population growth and a sharp rise in wealth inequality—especially between homeowners and tenants. In this article, we explore the trends behind these shifts, their implications for renters and buyers, and what the future may hold for Amsterdam’s housing landscape.
Since the turn of the millennium, Amsterdam’s population climbed from roughly 731,000 in 2000 to about 935,000 in 2023—a 28% uplift compared to the Netherlands’ overall 14% growth. On average, the city added 10,000 residents annually between 2008 and 2022, driven by strong international immigration and domestic relocations. Yet in 2023, growth dipped to just 2,600 new residents, marking the slowest increase in years.
Key figures from the O&S report:
| Metric | 2000 | 2022 | Change since 2000 |
|---|---|---|---|
| Population | 731,000 | 935,000 | +28% |
| Annual Growth (average) | – | 10,000 | – |
| Net Increase in 2023 | – | 2,600 | – |
The primary cause of the slowdown is a reduction in migration:
Despite the dip, the city expects its population to reach 1.1 million by 2055, assuming gradual recovery in migration and continued birth rates.
To accommodate growth, Amsterdam added over 6,000 homes in 2023, bringing the total housing stock to 487,000 units. City planners project construction of roughly 117,000 new homes by 2055, targeting a mix of social housing, mid-range rentals, and owner-occupied properties.
Planned measures include:
These efforts aim to alleviate pressure on the rental market and curb runaway price increases.
While the population narrative focuses on quantity, the quality of housing plays a pivotal role in wealth distribution. Over the last decade, Amsterdam’s average home price climbed to €618,000—far above the national average of €451,000. This surge has intensified the wealth gap between homeowners and renters.
Statistics on household income distribution in Amsterdam (2023):
For low-income tenants, three-quarters struggle to pay rent and cover basic expenses. Meanwhile, homeowners have benefited from significant equity appreciation, widening the socio-economic divide.
Tenants face multiple challenges:
Homeowners, by contrast, enjoy lower borrowing costs due to historic low interest rates in recent years, plus appreciable equity gains. The result is a growing wealth buffer: those who own property see their net worth climb, while renters remain vulnerable to market volatility.
The municipality and national government have introduced several measures:
Looking ahead, Amsterdam’s ability to balance growth with inclusivity will depend on:
Amsterdam stands at a crossroads: its slowed population growth offers a window to address the pressing affordability and inequality challenges in its housing market. Without decisive action, the gap between homeowners and tenants will only widen, undercutting the city’s social fabric and economic resilience.
For renters and prospective buyers looking to navigate Amsterdam’s dynamic housing landscape, finding the right listing at the right price is crucial. Whether you’re seeking a temporary rental or a long-term home, Luntero offers the most comprehensive platform to explore up-to-date rental listings across the Netherlands. Start your search today and discover your next home with ease.
Understand Dutch rental terms before you sign the lease.
Renting in the Netherlands comes with unique rules, legal phrases, and housing abbreviations that can be tricky. The Luntero Rental Glossary is your guide to every rental term — from tenancy agreements, deposits, and agency fees to utility charges, rent control, and tenant rights. Whether you’re new to renting, moving as an expat, or just want to avoid hidden costs, our glossary helps you rent smarter, negotiate better, and protect yourself from mistakes.
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